Property type: Industrial
Industrial Property Bridging Loans Norwich
We arrange bridging finance against industrial property across Hellesdon, the Salhouse Road belt, Sweet Briar Road, Longwater Park at Costessey and the wider Norfolk industrial market. Loan sizes run £200,000 to £15 million, terms from 1 to 24 months, completions in 7 to 21 days. Industrial bridging is one of the strongest-performing parts of the Norfolk bridging book; pricing sits 0.7 to 1.1% per month for clean cases and 1.1 to 1.4% for vacant or specialist units.
- Decisions in hours
- Completion in days
- £100k to £25m
- Norfolk specialists
Norwich · Norfolk
Bridge to your next move.
The asset class
What industrial property looks like in Norfolk.
Industrial stock around Norwich is concentrated in four corridors. The Sweet Briar Road and Hellesdon Park estates carry light-industrial, trade-counter and small workshop units from 1,500 to 15,000 sq ft, sitting close to the Norwich International Airport business area. The Salhouse Road belt across NR7 carries small-format manufacturing and distribution stock. The Longwater Park trade estate at Costessey sits west of the city on the A47 with mid-format logistics and trade-counter units. And the larger logistics-and-distribution stock sits along the A11 south toward Wymondham and Thetford and along the A47 east toward Great Yarmouth. Yields on industrial across Norfolk have compressed materially since 2015 and held firmer than any other commercial class through the recent cycle, supported by distribution demand and the agri-food supply chain across East Anglia.
Use cases
Bridging use cases for industrial assets.
Industrial bridging clusters around four use cases. Acquisition of a tenanted let unit pre-refinance, where the bridge funds completion while the term commercial loan is in process. Acquisition of a vacant industrial unit with a clear owner-occupier plan or pre-let line of sight. Refurbishment of a tired estate or single unit to upgrade specification and re-let at a higher tone. Capital raise against an unencumbered or low-LTV industrial holding to fund the next acquisition or works. Auction completions on smaller industrial lots are a fifth, smaller, stream.
Norwich context
Norwich Industrial: Airport Business Area, A11 and A47 Distribution Corridors
Industrial demand in Norwich is structurally underpinned by the city's role as East Anglia's regional distribution centre, Norwich International Airport adjacent to the Hellesdon and Sweet Briar Road estates, the agri-food supply chain across Norfolk, and the life-sciences supply chain feeding the Norwich Research Park at Colney. The airport business area carries air-freight, customs and aviation-services stock close to the runway, supporting a clustered small-and-medium industrial market across the NR6 postcode. The A11 corridor south toward Wymondham and Thetford and the A47 east toward Great Yarmouth carry strategic logistics-and-distribution stock serving the wider East of England distribution map. Across Norfolk, the industrial picture is consistent: King's Lynn, Great Yarmouth and Dereham serve a different set of occupiers but the same yield curve, with vacant secondary units trading sharper than tenanted investments in many sub-markets through the recent rate cycle.
Valuation and lenders
Valuation and lender considerations.
Valuers price industrial on a yield against rent for let units and on vacant possession value for vacant or owner-occupied stock. The bridging lender reads for tenant covenant, lease length, break clauses, rent review pattern, and the alternative-use position. MT Finance, Octane Capital, Roma Finance and Together all run active industrial-bridging desks across the East of England. Allica Bank, Shawbrook, Aldermore and OakNorth price competitively at the larger end and on multi-unit estate cases.
What we arrange
What we typically arrange.
A typical Norwich industrial bridge sits at £300,000 to £3 million, 60 to 70% LTV, 6 to 12 months term, 0.75 to 1.1% per month, arrangement fee 1.5 to 2%. We package the tenant position, the covenant evidence and the exit plan up front. Completion in 14 to 21 working days is the norm where the title is clean.
FAQs
Industrial bridging questions
Can we bridge an industrial auction completion in Norfolk?
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Yes. Norfolk industrial auction lots come through the regional and national rooms several times a year. We arrange completion against the 28-day auction clock at 60 to 65% LTV, with the bridge typically priced 0.85 to 1.05% per month. The exit is to either a term commercial loan once trading is established, or to onward sale once an owner-occupier or investor refinance is in hand.
What rates apply to industrial bridging across Norfolk in 2026?
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Industrial bridging across Norfolk prices 0.7 to 1.1% per month for clean tenanted-investment cases at 60 to 70% LTV. Vacant industrial sits 1.0 to 1.4% per month at lower LTV. Specialist industrial including cold storage, agri-food processing units and food-grade manufacturing requires a specialist underwriting desk and prices at the upper end of the band.
Do you bridge multi-unit industrial estate acquisitions?
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Yes. Multi-let industrial estates between 5 and 30 units across the Norwich and wider Norfolk market are a recurring case type. The lender values the estate on aggregate yield, with individual unit valuations as a sense check. We package the covenant evidence across the tenant base, the rent collection history, and any vacancy void plan into the lender pack.
Tell us about the deal
Indicative terms within 24 hours.
A short triage call, then a sized indicative offer against a named lender for your industrial property in Norwich or across Norfolk.
Regulated bridging on owner-occupied residential property falls under FCA regulation. Unregulated bridging on commercial and investment property does not. We are not directly regulated by the Financial Conduct Authority, and we introduce regulated cases to authorised partners who carry out the regulated activity.
Next step
Talk to a Norwich industrial bridging specialist.
We arrange short-term finance on industrial property across Norwich, the City of Norwich unitary authority and the wider Norfolk market. Indicative terms in 24 hours.